I remember when I was reaching my final year at the job. After 30 years of hard work I was ready to move somewhere where I could find peace but remain active. I never thought about how difficult it would be to find a new home for retirement. When you’re looking into a retirement home, some of the things you should consider are amenities, quality home, and financing options.
After retirement it was very important for me to fill my day with some fun activities. When I investigated amenities, I checked for things such as a clubhouse, gym, swimming pool and golf course. It was a bonus when I found a place with a tennis court and movie theater. There is so much to do in my community. I think I got lucky and bought into one of the best retirement communities in Florida. Check and see what they offer, maybe you want to try something new, but just in case you don’t like any of the new stuff, make sure there is something on the list you can see yourself being active in at least a few times a week.
When I think of a quality home I am also factoring in safety. So, for me to feel safe I tend to look for a gated community. Aside from that, I’m looking for a home that has a really special design to it. I need a large enough home that I have at least 1 extra bedroom for when family comes to visit. I also need a garage. Floor plan options are really a plus when I’m looking around. That shows me that the place is trying to appeal to everyone’s tastes.
Retirement homes are not the cheapest. I don’t really think we expect them to be. However, before I sign on the dotted line I need research what the terms of my mortgage and everything will be, so I know how much I am really expected to pay each month. Being retired is a bit different because now my income is really fixed. Which means I need to pay attention to what my spending is, and I must be careful not to bite off more than I can chew. Even if the overall price on the home isn’t too intimidating, make sure you ask about any special home financing programs the community may have.
If you plan to move when you retire, start looking early for your retirement community. Complete all your research so you will be confident in what you want and be able to make your final decision without regret. Things that may be important to you could include, amenities, quality home, and financing options. Some of these things may outweigh the other, but it’s up to you to know what is important. Just try your best to get ahead of those things so you can shop around, and possibly try to make a few extra dollars if need be, so you can live a comfortable life on a fixed income.